Our Services
At Shubh Nivesh Insurance, we offer a comprehensive range of insurance and investment solutions to secure your future and protect what matters most. Whether you are an individual, a family, or a business, we have tailor-made plans to meet your unique needs.
Life Insurance
Protect Your Loved Ones, No Matter What Happens
Life is uncertain, but your family’s financial security shouldn’t be. We offer a wide range of life insurance plans designed to provide peace of mind, whether through term plans, endowment policies, or wealth-building options.
Our Life Insurance offerings include:
Term Insurance (high coverage at affordable rates)
Endowment Plans (insurance + savings)
Child Education Plans
Retirement and Pension Plans
Ensure your family’s dreams are never compromised, even in your absence.

Health Insurance
Safeguard Your Health and Wealth.
Medical emergencies can happen anytime, and healthcare costs are rising every year. With our health insurance plans, you can protect yourself and your family against unexpected medical expenses without draining your savings.
We provide:
Individual Health Insurance
Family Floater Plans
Critical Illness Plans
Top-Up and Super Top-Up Plans
Cashless Hospitalization Support
Get the best healthcare without worrying about finances.

Investment Plans
Grow Your Wealth, Achieve Your Dreams
At Shubh Nivesh Insurance, we believe insurance can be more than just protection—it can be a tool for wealth creation. Our smart investment-linked insurance plans are designed to help you build your financial future while enjoying life coverage.
Our investment options include:
Unit Linked Insurance Plans (ULIPs)
Guaranteed Income Plans
Wealth Accumulation Plans
Children’s Future Plans
Invest wisely today, reap the benefits tomorrow.

General Insurance
Protect Your Assets and Lifestyle
Beyond life and health, you also need protection for your valuable assets like vehicles, homes, and businesses. Our general insurance solutions cover a broad range of risks and losses, helping you recover faster from any setbacks.
Coverage Includes:
Motor Insurance (Car/Bike)
Property and Home Insurance
Personal Accident Insurance
Travel Insurance
Secure your possessions and travel with complete peace of mind.

TATA AIA Insurance Solutions
Experience MDRT-Quality Expertise with TATA AIA
As an MDRT (Million Dollar Round Table) Agent with TATA AIA, Mr. Niranjan Prasad offers world-class insurance advisory and products. TATA AIA is known for its innovative and customer-friendly insurance solutions, combining Tata’s legacy of trust with AIA’s international experience.
TATA AIA Offerings include:
Protection Plans
Savings and Investment Plans
Retirement Solutions
Wealth Plans
Health Insurance Riders
Get personalized advice and premium solutions tailored to your life goals.

LIC Policies
Trust India's Oldest and Most Reliable Insurer.
As a trusted LIC associate, we offer a complete range of Life Insurance Corporation (LIC) products. LIC is known for its reliability, high claim settlement ratio, and wide variety of plans suited for every stage of life.
Popular LIC Products we offer:
Term Assurance Plans
Endowment Assurance Plans
Money-Back Plans
Retirement Solutions
Child Education Plans
Choose the assurance millions of Indians trust.

Why Choose Shubh Nivesh Insurance?
Expert Guidance with 15+ years of experience
MDRT Certified service standards
Personalized Solutions for every client
Full support – from plan selection to claims assistance
Partnerships with India’s top insurers – LIC and TATA AIA
